Roof Financing

Unexpected roof repairs often catch people off guard, occurring at inconvenient moments. Naturally, individuals are reluctant to dip into their savings meant for unforeseen expenses. That's why we're thrilled to present cost-effective roofing options for your residence or business in Signal Hill, CA.

Can You Finance A New Roof?

Yes, We provide a straightforward application procedure and financing options through Service Finance. The credit check is a soft pull, ensuring it doesn't negatively impact your credit score. The entire process is fast and hassle-free, tailored for any urgent roof repair situation. You can complete the application online or schedule a meeting with our representative. Approval is swift, and upon approval, you can utilize the funds for any necessary roof repairs or replacements.

How To Apply for Financing?

When an Advanced Roofing Systems client applies for financing through Service Finance, it is quick and easy. You can simply click the Apply Online button above and fill out the form.

With Service Finance You'll:

• No need for home equity, and there are no penalties for payments. You'll get customized monthly payment choices in minutes without any impact on your credit score.
• Easily explore monthly payment alternatives for your project, including:
• Loan amounts of up to $100,000
• Funding within 1-3 days
• Cost-effective monthly payment plans
• No prepayment penalties
• No home equity is necessary

Upon approval, the approved credit can be utilized for your roofing project and other services we offer, including roof repairs, fascia replacement, attic ventilation, and roof replacement.

If you'd rather meet with our team, don't hesitate to contact us for an in-home estimate or visit our office at 2801 Junipero Avenue, Suite 200, Signal Hill, CA 90755.

For those seeking financial options for emergency roof repairs, feel free to reach out to us at (855) 200-5301 for more information!

Finance Your Next Roofing Project

The cost of a new roof can differ, as it is influenced by various factors such as:

• The size and complexity of the roof
• The type of roofing material used, whether shingles, metal, or tile
• The roofing contractor is chosen, as labor rates vary
• Your geographical location

These factors make it challenging to budget for and anticipate the expenses of a roofing project, highlighting the usefulness of roof financing.

Roof Financing Terms Explained

We recommend that all homeowners carefully examine the details before commencing their roofing project. Let's go through some fundamental terms commonly used by lenders:

• The principal is the total amount of money borrowed at the loan's inception.
• Interest refers to the cost of the loan in addition to the principal amount.
• The term indicates the duration within which you must repay the loan, usually expressed in months or years.
• APR (annual percentage rate) determines the cost imposed by the lending company borrowing money. It may or may not include fees and does not factor in the compounding effect of interest (which often compounds monthly). APR serves as a valuable tool for comparing different loan products.
  

How Financing A Roof Can Be a Good Idea

Homeowners often overlook or postpone roof repairs or replacements noticeable warning signs compel them to take action. Alternatively, severe weather conditions, such as high winds or a tree branch penetrating the roof, can cause significant damage.

While having allocated funds for roof maintenance or repairs is ideal, most homeowners find themselves lacking sufficient funds for such unforeseen roof emergencies. Even when insurance covers your roof project, unexpected deductibles may arise, or you might want to upgrade to a higher-quality roofing material.

Here are some reasons to consider utilizing roofing financing for your roof repair or replacement project.

Low Monthly Payments

As a freelance roofing contractor, the financing options we provide through Service Finance can be advantageous for you. This allows you to make low monthly payments, making it more manageable to pay off your roof in affordable installments. This way, you avoid the need to pay a large sum of thousands of dollars for a roofing project all at once.

Deferring Upfront Payments Without Interest

Homeowners now have the option to postpone a one-time payment and steer clear of interest by exploring the 0% financing option. Loans with six months of no interest and no payments allow you to defer payments entirely for the initial period of the loan.

Of course, you have the flexibility to pay off the loan (interest-free) at any time before the six months are up.

Delaying Payments

Certain loans permit you to postpone payments for a specified duration. Once that period elapses, you will commence making regular payments at the established fixed interest rate. This choice is recommended for scenarios where you prefer to retain the cash but still want to initiate the roofing project.

Save Time With Quick Approval

With the convenience of modern technology, applying for roof financing has become a simple process. You can apply online or make a brief phone call, eliminating the need for cumbersome paperwork. Once the application is finished and submitted, you can expect to receive an approval notification within minutes.

FAQs

How Long Can You Finance A Roof For?

Many homeowners opt for a 120-month term or even longer, although loan terms can vary between lenders. Choosing a shorter loan term may result in lower interest payments, while longer terms offer the advantage of more affordable monthly payments.

Can Roofers Offer A Payment Plan?

Some independent roofing contractors may offer payment plans; it's best to inquire with your company representative to explore options for making your roof replacement more cost-effective. Payment plans can vary.

Will My Insurance Pay For A New Roof?

In the case of damage caused by severe weather, it might be applicable, but factors such as your insurance policy and the cause of the damage will influence eligibility. Contact your roofer to assess the damage and collaborate with your private adjuster for guidance.